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JANINE@JANINEKOWALSKI.COM

 

LOAN PREQUALIFICATION  IS nUMBER 1 ON THE HOMEBUYERS  LIST OF THINGS TO DO ......... 

Tammy Ross at PNC

tammy.ross@pncmortgage.com

Grace Montforte at Seacoast National Bank

grace.monfort@seacoastnational.com 

Jim Logan  Sunbelt Lending

jlogan@sunbeltlending.com

Melanie Robles-Ruef Bank of America(Spanish) Espanol

melanie.robles-ruef@bankofamerica.com

 

you have now found your Realtor:

Janine Kowalski

As an Accredited Buyers Representative  

  • I will help you with MORTGAGE prequalification
  • Find a home to your specifications
  • Negotiate price and terms
  • Keep you informed  of deadlines and provide you with a step by step list of things you should do prior to closing   
  • Give access to the Home Inspector for Inspections
  • Provide Homeowners Insurance information
  • Follow up on Appraisal, Survey, Letter of Estoppels, Title Insurance
  • Review HUD (closing statement)
  • Attend walk through prior to closing
  • Follow up  after  closing 

 

 

 

LINKS TO AREA INFORMATION

Want to build a dock on the C24 or C 23 ?

Right of Way Permitting Website

 PORT ST LUCIE SCHOOL SYSTEM  

http://www.stlucie.k12.fl.us/ 

   PROPERTY APPRAISER SITE   

  (use the tax estimator feature and apply for homestead exemption online)

  WWW.PASLC.ORG

CITY OF PORT ST LUCIE

   WWW.CITYOFPSL.COM

CITY OF FORT PIERCE

http://www.cityoffortpierce.com/

 MARTIN MEMORIAL HEALTH SYSTEMS

http://www.mmhs.com/content/

LAWNWOOD REGIONAL MEDICAL

http://www.lawnwoodmed.com

 

IS YOUR HOME IN A FLOOD ZONE ?            HTTP://WWW.FLOODSMART.GOV

.

 

HOMEOWNERS  INSURANCE

 

 

ALLSTATE INS      (MARY PAYNE )     772 461 3969

 

C & C  (Lorrie)  C_Cins@bellsouth.net   772 337 1250

 

POST INSURANCE   (KATHY  OR  SHARON)  772 878 8184

 

FARM BUREAU                   772 871 1183

 

USAA   FOR  VETERANS AND FAMILY OF VETERANS     800 531 8111

 

 

 

remember to check on discounts for wind mitigation ........and  don't forget Flood Insurance 

MY SAFE FLORIDA HOME       http://www.mysafeflorida.org/mysafefloridahome.html 

 

 

HOME INSPECTORS 

 

 

 

NATIONAL BUILDING INSPECTIONS  (MICHAEL STEFFEN)

WWW.NATIONALBUILDINGINSPECTIONS.COM 

  772-287-0444                     

  

 

 

LIC# CG - C045093 772 873 9701Heaning Home Inspections

772-834-insp (4677)  HHLOFFLORIDA@AOL.COM

Ask for John

 

Home Team Inspection  772 335 3900 ask for Jo

 

ASK ABOUT TERMITE AND WIND MITIGATION INSPECTIONS AVAILABLE FOR INSURANCE PURPOSES

  

 

For more information and listings  go to  http://janinekowalski.point2homes.biz/